/* ══════════════════════════════════════════════════════════════
   OptiFins Investissements — Section Conseils
   Design system repris du site V10 : encre #1E2433, or #B8923A/#D4A949,
   crème #F7F5F0, beige #EDE7DA, Instrument Sans / Instrument Serif.
   ══════════════════════════════════════════════════════════════ */

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: #F7F5F0;
  color: #1E2433;
  font-family: 'Instrument Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  -webkit-font-smoothing: antialiased;
  line-height: 1.6;
}
a { color: #1E2433; text-decoration: none; }
a:hover { color: #B8923A; }
img { max-width: 100%; height: auto; }
em.gold { font-family: 'Instrument Serif', Georgia, serif; font-style: italic; font-weight: 400; color: #D4A949; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }

/* ── Navigation (pilule sticky, identique au site) ─────────── */
.of-nav { position: sticky; top: 0; z-index: 1000; padding: 14px 24px 10px; background: linear-gradient(to bottom, #F7F5F0 70%, rgba(247,245,240,0)); }
.of-nav-inner {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  background: rgba(255,255,255,.92); backdrop-filter: blur(10px);
  border-radius: 100px; padding: 10px 12px 10px 22px;
  box-shadow: 0 2px 16px rgba(30,36,51,.07); max-width: 1240px; margin: 0 auto;
}
.of-nav-brand { display: flex; align-items: center; gap: 10px; font-weight: 700; font-size: 16px; letter-spacing: -.01em; }
.of-nav-brand img { height: 38px; width: auto; }
.of-nav-brand span span { font-weight: 400; color: #8A8F9E; }
.of-nav-links { display: flex; align-items: center; gap: 22px; font-size: 14px; color: #4A5060; font-weight: 500; }
.of-nav-links > a { white-space: nowrap; }
.of-nav-links a:hover { color: #B8923A; }
.of-nav-links .active { color: #B8923A; font-weight: 600; }
.of-nav-links .accent { color: #B8923A; font-weight: 600; display: inline-flex; align-items: center; gap: 7px; }
.of-nav-links .accent::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: #B8923A; }
.of-nav-cta { background: #1E2433; color: #fff !important; padding: 11px 22px; border-radius: 100px; font-weight: 600; font-size: 13.5px; transition: background .2s; white-space: nowrap; }
.of-nav-cta:hover { background: #B8923A; }

/* Bouton menu (hamburger) — masqué en desktop */
.of-menu-cb { position: absolute; opacity: 0; pointer-events: none; }
.of-burger { display: none; flex-direction: column; justify-content: center; gap: 5px; width: 42px; height: 42px; border-radius: 12px; cursor: pointer; flex-shrink: 0; }
.of-burger span { display: block; width: 22px; height: 2px; background: #1E2433; border-radius: 2px; margin: 0 auto; transition: transform .28s, opacity .2s; }
.of-menu-cb:checked ~ .of-burger span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.of-menu-cb:checked ~ .of-burger span:nth-child(2) { opacity: 0; }
.of-menu-cb:checked ~ .of-burger span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Menus déroulants (hover desktop, CSS pur) */
.of-nav-links .dd { position: relative; }
.of-nav-links .dd-t { display: inline-flex; align-items: center; gap: 5px; cursor: pointer; white-space: nowrap; color: #4A5060; }
.of-nav-links .dd.active .dd-t { color: #B8923A; font-weight: 600; }
.of-nav-links .dd-t:hover { color: #B8923A; }
.of-nav-links .car { font-size: 9px; color: #B8923A; }
.of-nav-links .dd-menu { position: absolute; top: 100%; left: -16px; padding-top: 14px; z-index: 1001; display: none; }
.of-nav-links .dd:hover .dd-menu { display: block; }
/* le grand menu Conseils (3 colonnes) s'aligne à droite pour rester dans l'écran */
.of-nav-links .dd-guides .dd-menu { left: auto; right: -16px; }
.dd-panel { background: #fff; border-radius: 18px; box-shadow: 0 12px 40px rgba(30,36,51,.14); padding: 14px; display: flex; gap: 22px; width: max-content; max-width: calc(100vw - 40px); flex-wrap: wrap; }
.dd-col { display: flex; flex-direction: column; gap: 1px; min-width: 188px; }
.dd-col a { white-space: nowrap; }
.dd-h { font-size: 10.5px; letter-spacing: .13em; text-transform: uppercase; color: #9A9FAE; font-weight: 700; padding: 4px 12px 8px; }
.dd-col a { padding: 9px 12px; border-radius: 10px; font-size: 13.5px; color: #4A5060; white-space: nowrap; }
.dd-col a:hover { background: #F7F5F0; color: #1E2433; }

/* ── Mobile + tablette : logo + menu déroulant (hamburger) ──── */
@media (max-width: 1024px) {
  .of-nav { padding: 10px 12px 8px; }
  .of-nav-inner { position: relative; border-radius: 26px; padding: 8px 10px 8px 18px; gap: 10px; }
  .of-burger { display: flex; }
  .of-nav-links {
    display: none; position: absolute; top: calc(100% + 10px); left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 2px;
    background: #fff; border-radius: 18px; box-shadow: 0 18px 44px rgba(30,36,51,.18);
    padding: 12px; max-height: 76vh; overflow-y: auto; z-index: 1002;
  }
  .of-menu-cb:checked ~ .of-nav-links { display: flex; }
  .of-nav-links > a,
  .of-nav-links .dd-t { padding: 12px 14px; border-radius: 10px; font-size: 15px; width: 100%; }
  .of-nav-links > a:hover { background: #F7F5F0; }
  .of-nav-links .accent { justify-content: flex-start; }
  .of-nav-links .car { display: none; }
  /* déroulants aplatis dans le panneau mobile */
  .of-nav-links .dd { position: static; }
  .of-nav-links .dd-menu { display: block !important; position: static; padding-top: 0; }
  /* Conseils reste un lien unique vers le hub — on n'affiche pas les 12 guides (trop long) */
  .of-nav-links .dd-guides .dd-menu { display: none !important; }
  .of-nav-links .dd-guides .dd-t { font-weight: 500; }
  .dd-panel { flex-direction: column; background: transparent; box-shadow: none; padding: 0 0 6px; gap: 2px; }
  .dd-col { min-width: 0; }
  .dd-h { display: none; } /* "Clients" (dd-t) sert déjà d'intitulé de groupe */
  .dd-col a { padding: 11px 14px 11px 26px; font-size: 14px; white-space: normal; }
  .of-nav-cta { margin-top: 8px; text-align: center; padding: 13px 22px; }
}
@media (max-width: 380px) {
  .of-nav-brand img { height: 34px; }
  .of-nav-brand { font-size: 15px; }
}

/* ── Fil d'ariane ──────────────────────────────────────────── */
.crumbs { font-size: 12.5px; color: #8A8F9E; padding: 18px 0 6px; }
.crumbs a { color: #8A8F9E; }
.crumbs a:hover { color: #B8923A; }
.crumbs span[aria-current] { color: #4A5060; font-weight: 500; }

/* ── Héro article (carte encre, comme les maquettes) ───────── */
.hero {
  background: #1E2433; color: #fff; border-radius: 28px;
  padding: 46px 48px 42px; margin: 14px 0 18px; position: relative; overflow: hidden;
  display: grid; grid-template-columns: 1fr auto; gap: 32px; align-items: start;
}
.hero .kicker {
  display: inline-block; font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase;
  color: #D4A949; font-weight: 600; margin-bottom: 16px;
  border-bottom: 2px solid #B8923A; padding-bottom: 6px;
}
.hero h1 { font-size: clamp(32px, 5.5vw, 48px); font-weight: 600; letter-spacing: -.02em; line-height: 1.14; margin: 0 0 18px; }
.hero h1 .g { font-family: 'Instrument Serif', Georgia, serif; font-style: italic; font-weight: 400; color: #D4A949; }
.hero .lead { font-size: clamp(14px, 2.4vw, 15.5px); color: rgba(255,255,255,.75); line-height: 1.8; max-width: 640px; margin: 0; }
.hero .risk { font-size: 13px; color: #E58C8C; margin: 14px 0 0; font-weight: 500; }
.hero .pubmeta { font-size: 12.5px; color: rgba(255,255,255,.5); margin: 14px 0 0; }
.hero .hero-logo { width: 96px; height: auto; opacity: .95; }
@media (max-width: 760px) {
  .hero { grid-template-columns: 1fr; padding: 30px 22px 28px; margin: 10px 0 14px; border-radius: 22px; }
  .hero .hero-logo { display: none; }
}

/* ── Bande de chiffres clés (encre) ────────────────────────── */
.band {
  background: #1E2433; color: #fff; border-radius: 24px;
  padding: 28px 36px; margin: 18px 0;
}
.band .band-title { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: #D4A949; font-weight: 600; margin-bottom: 18px; border-bottom: 2px solid #B8923A; display: inline-block; padding-bottom: 5px; }
.band .stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 22px; }
.band .stat { text-align: center; padding: 0 10px; }
.band .stat + .stat { border-left: 1px solid rgba(255,255,255,.12); }
.band .stat b { display: block; font-size: clamp(24px, 5.5vw, 30px); font-weight: 600; color: #D4A949; letter-spacing: -.01em; }
.band .stat small { display: block; font-size: 12.5px; color: rgba(255,255,255,.6); line-height: 1.5; margin-top: 6px; }
@media (max-width: 700px) { .band .stat + .stat { border-left: none; border-top: 1px solid rgba(255,255,255,.12); padding-top: 14px; } }

/* ── Sections blanches ─────────────────────────────────────── */
.sec { background: #fff; border-radius: 24px; padding: 36px 40px; margin: 18px 0; }
.sec-kicker { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: #8A8F9E; font-weight: 600; margin: 0 0 16px; }
.sec h2 { font-size: clamp(24px, 4vw, 30px); font-weight: 600; letter-spacing: -.015em; line-height: 1.25; margin: 0 0 16px; }
.sec h3 { font-size: 17px; font-weight: 600; margin: 22px 0 10px; }
.sec p { font-size: 14.5px; color: #4A5060; line-height: 1.85; margin: 0 0 14px; }
.sec p:last-child { margin-bottom: 0; }
.sec ul { margin: 0 0 14px; padding-left: 2px; list-style: none; }
.sec ul li { font-size: 14.5px; color: #4A5060; line-height: 1.8; padding-left: 22px; position: relative; margin-bottom: 8px; }
.sec ul li::before { content: ""; position: absolute; left: 4px; top: 11px; width: 7px; height: 7px; border-radius: 50%; background: #D4A949; }
@media (max-width: 700px) { .sec { padding: 24px 20px; } }

/* Section crème (callout validé, encadré "le saviez-vous") */
.callout { background: #FAF6E9; border-left: 4px solid #B8923A; border-radius: 0 24px 24px 0; padding: 26px 32px; margin: 18px 0; }
.callout .sec-kicker { color: #7E6323; }
.callout h2 { font-size: clamp(17px, 3.2vw, 19px); font-weight: 700; margin: 0 0 10px; }
.callout p, .callout li { font-size: 14.5px; color: #4A5060; line-height: 1.85; }
.callout ul li::before { content: ""; position: absolute; left: 4px; top: 12px; width: 7px; height: 7px; border-radius: 50%; background: #B8923A; }

/* ── Grilles de cartes ─────────────────────────────────────── */
.grid2 { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 14px; margin: 16px 0 0; }
.grid3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 14px; margin: 16px 0 0; }
.grid4 { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 12px; margin: 16px 0 0; }

.tile { background: #F7F5F0; border-left: 3px solid #B8923A; border-radius: 0 16px 16px 0; padding: 18px 20px; }
.tile h3, .tile h4 { font-size: 14.5px; font-weight: 700; margin: 0 0 8px; border-bottom: 2px solid #E4D9BC; padding-bottom: 7px; }
.tile p { font-size: 13px; color: #6A7080; line-height: 1.7; margin: 0; }

.tile-dark { background: #273043; color: #fff; border-left: 3px solid #D4A949; border-radius: 0 16px 16px 0; padding: 18px 20px; }
.tile-dark h3, .tile-dark h4 { font-size: 14.5px; font-weight: 700; margin: 0 0 8px; color: #D4A949; }
.tile-dark p { font-size: 13px; color: rgba(255,255,255,.7); line-height: 1.7; margin: 0; }

/* Avantages : puce dorée + titre gras */
.adv { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px 32px; margin: 16px 0 0; }
.adv .a { position: relative; padding-left: 24px; }
.adv .a::before { content: ""; position: absolute; left: 0; top: 6px; width: 10px; height: 10px; border-radius: 50%; background: #D4A949; }
.adv .a h3 { font-size: 14.5px; font-weight: 700; margin: 0 0 6px; }
.adv .a p { font-size: 13.5px; color: #6A7080; line-height: 1.75; margin: 0; }

/* ── Points de vigilance (bande encre, liseré rouge) ───────── */
.vigilance { background: #1E2433; color: #fff; border-radius: 24px; padding: 30px 36px; margin: 18px 0; }
.vigilance .band-title { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: #D4A949; font-weight: 600; margin-bottom: 18px; border-bottom: 2px solid #B8923A; display: inline-block; padding-bottom: 5px; }
.vigilance .v-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 14px; }
.vigilance .v { background: #273043; border-left: 3px solid #C0392B; border-radius: 0 14px 14px 0; padding: 16px 18px; }
.vigilance .v h3 { font-size: 14px; font-weight: 700; color: #E5A34B; margin: 0 0 7px; }
.vigilance .v p { font-size: 12.5px; color: rgba(255,255,255,.75); line-height: 1.7; margin: 0; }

/* ── Dates clés (bande encre) ──────────────────────────────── */
.dates { background: #1E2433; color: #fff; border-radius: 24px; padding: 26px 36px; margin: 18px 0; }
.dates .band-title { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: #D4A949; font-weight: 600; margin-bottom: 16px; border-bottom: 2px solid #B8923A; display: inline-block; padding-bottom: 5px; }
.dates .d-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 18px; }
.dates .d { text-align: center; padding: 0 8px; }
.dates .d + .d { border-left: 1px solid rgba(255,255,255,.12); }
.dates .d b { display: block; font-size: 16px; font-weight: 700; color: #D4A949; margin-bottom: 5px; }
.dates .d small { font-size: 12.5px; color: rgba(255,255,255,.65); line-height: 1.55; display: block; }
@media (max-width: 700px) { .dates .d + .d { border-left: none; border-top: 1px solid rgba(255,255,255,.12); padding-top: 12px; } }

/* ── Notre accompagnement (bande encre, 3 étapes) ──────────── */
.accomp { background: #1E2433; color: #fff; border-radius: 24px; padding: 34px 38px 30px; margin: 18px 0; }
.accomp .band-title { font-size: 11.5px; letter-spacing: .16em; text-transform: uppercase; color: #D4A949; font-weight: 600; margin-bottom: 8px; border-bottom: 2px solid #B8923A; display: inline-block; padding-bottom: 5px; }
.accomp h2 { font-size: 21px; font-weight: 700; margin: 6px 0 20px; }
.accomp .s-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 14px; }
.accomp .s { background: #273043; border-left: 3px solid #D4A949; border-radius: 0 16px 16px 0; padding: 20px 22px; }
.accomp .s h3 { font-size: 15px; font-weight: 700; color: #E5C063; margin: 0 0 10px; border-bottom: 1px solid rgba(255,255,255,.14); padding-bottom: 9px; }
.accomp .s p { font-size: 13px; color: rgba(255,255,255,.75); line-height: 1.75; margin: 0; }
.accomp .tags { margin-top: 20px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.1); font-size: 12.5px; color: rgba(255,255,255,.55); }

/* ── FAQ ───────────────────────────────────────────────────── */
.faq details { border-top: 1px solid #EFEBE2; }
.faq details:last-child { border-bottom: 1px solid #EFEBE2; }
.faq summary { cursor: pointer; padding: 17px 0; font-weight: 600; font-size: 14.5px; display: flex; justify-content: space-between; align-items: center; gap: 16px; list-style: none; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: #B8923A; font-size: 18px; flex-shrink: 0; }
.faq details[open] summary::after { content: "−"; }
.faq details p { font-size: 13.5px; color: #6A7080; line-height: 1.8; margin: 0; padding: 0 0 18px; }

/* ── Maillage : à lire aussi ───────────────────────────────── */
.also { margin: 18px 0; }
.also .also-cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 14px; }
.also .c { background: #fff; border-radius: 18px; padding: 22px 24px; transition: transform .2s, box-shadow .2s; display: block; }
.also .c:hover { transform: translateY(-3px); box-shadow: 0 14px 34px rgba(30,36,51,.09); color: inherit; }
.also .c .t { font-weight: 700; font-size: 14.5px; margin-bottom: 8px; color: #1E2433; }
.also .c p { font-size: 13px; color: #6A7080; line-height: 1.7; margin: 0; }
.also .c .m { display: inline-block; margin-top: 10px; color: #7E6323; font-weight: 600; font-size: 13px; }

/* ── Bandeau CTA final ─────────────────────────────────────── */
.cta-strip {
  background: #1E2433; color: #fff; border-radius: 24px; padding: 30px 40px;
  margin: 18px 0; display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
}
.cta-strip .t b { display: block; font-size: 20px; font-weight: 600; color: #D4A949; margin-bottom: 4px; }
.cta-strip .t small { font-size: 13px; color: rgba(255,255,255,.6); }
.cta-strip .btns { display: flex; gap: 10px; flex-wrap: wrap; }
.cta-strip .gold { background: #fff; color: #1E2433; padding: 13px 28px; border-radius: 100px; font-weight: 700; font-size: 14px; transition: background .2s; }
.cta-strip .gold:hover { background: #D4A949; color: #1E2433; }
.cta-strip .ghost { border: 1px solid rgba(255,255,255,.25); color: #fff; padding: 13px 28px; border-radius: 100px; font-weight: 500; font-size: 14px; }

/* ── Footer (identique au site) ────────────────────────────── */
.of-footer { background: #1E2433; border-radius: 32px 32px 0 0; padding: 56px 40px 30px; color: #fff; margin-top: 40px; }
.of-footer .cols { max-width: 1160px; margin: 0 auto; display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 44px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,.08); }
.of-footer .brand img { height: 48px; width: auto; }
.of-footer .brand .n { font-weight: 700; font-size: 16px; }
.of-footer .brand .n span { font-weight: 400; color: rgba(255,255,255,.5); }
.of-footer .brand p { font-size: 12.5px; color: rgba(255,255,255,.45); line-height: 1.9; margin: 14px 0; }
.of-footer .orias { display: inline-block; background: rgba(212,169,73,.12); border: 1px solid rgba(212,169,73,.2); color: #D4A949; padding: 5px 14px; border-radius: 100px; font-size: 11px; font-weight: 500; }
.of-footer h2 { font-size: 11px; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.5); font-weight: 600; margin: 0 0 16px; }
.of-footer .lnk { display: flex; flex-direction: column; gap: 9px; font-size: 13px; }
.of-footer .lnk a { color: rgba(255,255,255,.55); }
.of-footer .lnk a:hover { color: #D4A949; }
.of-footer .legal { max-width: 1160px; margin: 0 auto; font-size: 10.5px; color: rgba(255,255,255,.28); line-height: 1.9; padding-top: 24px; }
@media (max-width: 900px) { .of-footer .cols { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .of-footer .cols { grid-template-columns: 1fr; } }

/* ── Divers ────────────────────────────────────────────────── */
.tbl { width: 100%; border-collapse: collapse; font-size: 13.5px; margin: 16px 0 0; }
.tbl th { text-align: left; background: #1E2433; color: #fff; padding: 12px 14px; font-weight: 600; font-size: 13px; }
.tbl th:first-child { border-radius: 12px 0 0 0; }
.tbl th:last-child { border-radius: 0 12px 0 0; }
.tbl td { padding: 12px 14px; border-bottom: 1px solid #EFEBE2; color: #4A5060; vertical-align: top; }
.tbl .ok { color: #2E7D5B; font-weight: 700; }
.tbl .ko { color: #C0392B; font-weight: 700; }
.tbl-scroll { overflow-x: auto; }

.bars .bar-row { display: grid; grid-template-columns: 200px 1fr 52px; align-items: center; gap: 14px; margin-bottom: 12px; font-size: 14px; }
.bars .bar-row b { font-weight: 600; }
.bars .bar { height: 14px; border-radius: 100px; background: #E8E4DA; overflow: hidden; }
.bars .bar i { display: block; height: 100%; border-radius: 100px; background: #1E2433; }
.bars .bar i.gold { background: #B8923A; }
.bars .bar i.soft { background: #9FB4D8; }
.bars .pct { font-weight: 700; text-align: right; }
@media (max-width: 640px) { .bars .bar-row { grid-template-columns: 1fr 60px; } .bars .bar-row b { grid-column: 1 / -1; margin-bottom: -6px; } }

.big-figure { text-align: center; padding: 10px 0 4px; }
.big-figure b { font-size: clamp(38px, 9vw, 52px); font-weight: 600; letter-spacing: -.02em; display: block; }
.big-figure small { color: #8A8F9E; font-size: 13.5px; }

.mini-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 12px; margin: 16px 0 0; }
.mini-stats .ms { background: #1E2433; color: #fff; border-radius: 18px; padding: 22px 18px; text-align: center; }
.mini-stats .ms b { display: block; font-size: clamp(27px, 7vw, 34px); font-weight: 600; color: #D4A949; }
.mini-stats .ms small { font-size: 12.5px; color: rgba(255,255,255,.65); line-height: 1.5; display: block; margin-top: 6px; }

.src { font-size: 12px; color: #9A9FAE; font-style: italic; margin-top: 12px; }

/* Liens contextuels dans le corps de texte (maillage interne) */
.sec p a, .callout p a, .sec li a { color: #7E6323; font-weight: 600; border-bottom: 1px solid rgba(126,99,35,.35); }
.sec p a:hover, .callout p a:hover, .sec li a:hover { color: #B8923A; border-bottom-color: #B8923A; }

/* ── Raffinements mobile : rien ne dépasse, tout s'adapte ───── */
@media (max-width: 640px) {
  .wrap { padding: 0 14px; }
  .band, .vigilance, .dates { padding: 24px 20px; }
  .accomp { padding: 26px 22px 24px; }
  .callout { padding: 22px 22px; border-radius: 0 18px 18px 0; }
  .cta-strip { padding: 24px 22px; flex-direction: column; align-items: flex-start; gap: 16px; }
  .cta-strip .btns { width: 100%; }
  .cta-strip .gold, .cta-strip .ghost { flex: 1; text-align: center; }
  .accomp h2 { font-size: 19px; }
  .band .band-title, .vigilance .band-title, .dates .band-title, .accomp .band-title { font-size: 10.5px; }
  .adv { gap: 16px 24px; }
}
@media (max-width: 400px) {
  .wrap { padding: 0 11px; }
  .cta-strip .btns { flex-direction: column; }
  .cta-strip .gold, .cta-strip .ghost { width: 100%; }
}

/* Bande KPI des pages accompagnements / solutions : empilement propre sur mobile */
.band .b-adv li { position: relative; padding-left: 18px; }
.band .b-adv li::before { content: ""; position: absolute; left: 0; top: .52em; width: 7px; height: 7px; border-radius: 50%; background: #D4A949; }
@media (max-width: 700px) {
  .band .b-kpi { width: 100%; }
  .band .b-kpi > div:last-child { max-width: 300px; margin-left: auto; margin-right: auto; }
  .band .b-adv { width: 100%; grid-template-columns: 1fr !important; gap: 10px !important; }
  .band .b-cta { width: 100%; }
}